What is Yapı Kredi Posnet?
Yapı Kredi is one of Türkiye's long-established private banks. Posnet is the name of the POS platform the bank offers its merchants; its virtual POS (payment gateway) service for taking payments online is part of this platform. The contract is made directly with the bank, and collections go into your account. Installment and campaign options tied to the bank's card program can be used according to your contract terms.
A Yapı Kredi Posnet integration builds a 3D Secure payment flow on your site according to the technical documentation the bank provides to its merchants, and links the result to your order, customer account and ERP.
For B2B companies, card collections help gather receivables that fall due faster. When dealers can see their own balance and pay whenever they like, the phone calls and emails spent chasing payments go down, and the accounting team deals with exceptions instead of matching bank slips. We connect the Posnet integration to your account structure so you get exactly that benefit.
What do we connect?
| Data | Direction | Frequency |
|---|---|---|
| Payment request and 3D Secure redirect | Site / portal → bank | At the time of payment |
| Verification and payment result | Bank → site / portal | At the time of payment |
| Installment options | Rules → payment screen | At the time of payment |
| Collection and account entry | Site / portal → ERP | When the payment is approved |
| Voids and refunds | Panel → bank → ERP | When the transaction is made |
| Transaction list | Bank → reconciliation | Daily |
Typical scenarios
- Dealer account payments: A wholesaler's dealers see their open balances in the B2B dealer portal and pay any amount they choose by card. The collection is posted to the right account in the ERP, and the balance updates instantly in the portal. The accounting team no longer has to match bank slips.
- Payment at checkout: On the e-commerce site the customer completes payment, the order is confirmed, it lands in the ERP with a collection record, and an e-archive invoice (e-Arşiv, the Turkish electronic invoice for consumers) is issued.
- Multi-POS routing: Yapı Kredi Posnet is used together with other bank POS services such as Garanti BBVA; the right POS is chosen based on the card's issuing bank or the number of installments.
Posnet with IMFLEXI
IMFLEXI comes with ready-made connections for bank virtual POS services and payment institutions; Posnet is one of them. Thanks to its hybrid B2B + B2C structure, you sell to both end customers and dealers on the same platform, and both can pay through the same POS. Details: IMFLEXI payments and shipping and B2B + B2C hybrid.
How do we work?
- Analysis: We discuss your contract details, the channels you will take payments through (site, portal, link), and your installment and refund needs.
- Mapping: Bank result codes are mapped to order and collection statuses and to accounting accounts.
- Test environment: Successful, declined and abandoned payments are tried in the bank's test environment.
- Go-live: After the bank's approval it is switched on with live credentials.
- Monitoring: Every transaction is logged; a transaction with an unclear result is queried and completed, repeated payment attempts are blocked, and errors trigger alerts.
What to prepare before we start
- The virtual POS contract signed with Yapı Kredi and the details the bank sent you
- The channels you will take payments through: website, B2B portal, payment link
- Your installment options and which customer groups you will offer them to
- Which customer accounts in the ERP dealer collections should be posted to
In B2B collections, the account matching rule is the most important decision; we settle it on the first call.
Security and KVKK
Card details are not stored on your site and are masked in logs; 3D Secure verification takes place on the bank's secure screen. Merchant details and encryption keys are kept in a restricted configuration, not in the code. Up-to-date security settings and HTTPS are mandatory on the site hosting the payment page, and we check those too. The requirements of KVKK (Türkiye's Personal Data Protection Law) are met in full, at no extra charge.
Related Globya solutions
- E-invoice, shipping and payment integration
- Recommended reading: API security checklist
To talk about a Posnet integration, call +90 850 432 55 13 or use the contact page. Pricing follows a written proposal after the discovery call. Describe your needs now in 3 minutes
Frequently asked questions
Can we collect account payments from our dealers with Posnet?
Yes. In the B2B portal, dealers see their balance and pay by card; the collection is posted to the right account in the ERP.
What is needed for the test environment?
The test details the bank sends you are enough. We guide you during the application process on what information to ask for.
Do installment and campaign options come automatically?
Installments depend on your contract; we set the options shown on the site with rules accordingly.
What happens if the connection drops during payment?
The transaction result is queried from the bank; if the payment went through, the order is completed, and if not, the customer can try again. Every step is logged.